Should You Refinance in 2025?

Many Australians are overpaying on their mortgage. Refinancing can:

• Lower your rate

• Reduce repayments

• Access equity for upgrades

• Consolidate debt

• Shorten your loan term

Signs it’s time to refinance:

• You haven’t reviewed your rate in 12+ months

• Your fixed rate just ended

• Your bank didn’t pass on full rate cuts

• You have equity and want better features